Buy To Let Mortgages

At Voyage Financial Planning, we give you advice on the complexity of this type of investment and are ready to help you make informed decisions about your financial future.
Your property may be repossessed if you do not keep up repayments on your mortgage.
At Voyage Financial Planning, we are proud to provide tailored Mortgage advice along the south coast. Our experienced team is dedicated to finding solutions that best suit your individual requirements and needs - no matter whether you're an employee, a business owner or even retired. With us at your side, rest assured knowing you have access to all available options when it comes to Mortgages. 

What is a Buy To Let Mortgage?

Searching for your dream home can be a challenging journey. While it may seem ideal to sell first and buy later, the reality of the property market makes that difficult at times. In these cases, "Let To Buy" mortgages offer an alternative solution - easing financial strain by allowing you to both rent out your current residence while simultaneously investing in new property

Investing in a buy-to-let property is an opportunity that offers great potential returns, but the mortgage process can differ significantly from your standard residential loan. With some guidance, however, you'll be empowered to make informed decisions about which BTL mortgage best fits your needs for rental income and long term financial goals.

Family Lets

Properties that are used to let out to families. 

Holiday
 Lets

Properties that are let purchased to then be let out like Airbnb

House Of Multiple Occupation

Let out to a number of students or professionals.

Limited Company Lets

The purchase of a company through a Limited Company.

Maximise Your Financial Security With Buy To Let Mortgages

Let our advisors find the best investment option for your needs

Key Differences between residential and Buy To Let Mortgage

When it comes to Buy To Let mortgages, potential buyers should be aware that additional costs such as fees and higher interest rates could apply. It is important for any prospective investor to do their research beforehand in order to ensure a solid investment. These types of Mortgages are not regulated by the Financial Conduct Authority (FCA) which is a significant difference from that of residential Mortgages but they still remain a popular form of financing a property. A minimum deposit equivalent to 25% of the value is often required in order to secure such finance.

Increased Popularity 

There a number of reasons for the increase in popularity in investing in Buy To Let Mortgages. It offers an additional income stream and allows for potential capital growth of the property. A high demand for rental accommodation is now apparent due to the increase in the UK's population, more students attending university and higher levels of single occupancy homes due to there being an inflation in divorce rate. With this more lenders have stated themselves in the market meaning there are more competitive products which can help towards better retirement planning.

Make the most out of your wealth, speak to and adviser today

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Voyage Financial Planning Ltd is an appointed representative of 2plan wealth management Ltd which is authorised and regulated by the Financial Conduct Authority.

Voyage Financial Planning Ltd is entered on the FCA register (www.FCA.org.uk) under no. 992319.

Registered office: C/O Vantage Accounting 1 Cedar Office Park, Cobham Road, Ferndown Industrial Estate, Wimborne, BH21 7SB. Registered in England and Wales Number: 10889785
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