Retirement Planning 

Voyage Financial Planning, we give you advice on investments, and wealth management to help you and your family grow, protect and pass on your wealth.
The value of investments can fall as well as rise and you may not get back the amount originally invested.
Imagine a retirement where you can finally live the life you've always wanted without any stress or financial burdens holding you back. Our retirement planning experts are here to support you every step of the way, helping you evaluate all your options and make informed decisions.

Retire with Confidence

Looking towards retirement can seem overwhelming, but it doesn't have to be with Voyage Financial Planning. We understand the importance of planning for your financial future, and we're here to take the stress out of the process.

Our team is dedicated to providing expert guidance that you can rely on to achieve your income goals, no matter your age. Don't wait to get started - let us help you create the retirement plan of your dreams.

Key Considerations for an Ideal Post-Retirement Life

Are you ready for retirement? It's vital to know your goals and understand why seeking guidance from a skilled financial advisor is crucial. Don't miss out on the opportunity to secure your financial future. Let a professional help you navigate the complexities and enjoy peace of mind in your golden years.

Effective Ways to Calculate Your Future Financial Needs

We understand that planning for retirement can be as exciting as it can be overwhelming. To help you make the most out of your golden years, we begin by taking a deep dive into your lifestyle, preferences, and aspirations. Whether it's travelling the world, renovating your home, or simply enjoying the company of loved ones, we want to ensure that your retirement plan is tailored to your unique needs.

By analyzing factors such as your basic cost of living, planned vacations, social engagements, and big-ticket purchases, we can provide you with a clear roadmap for a stress-free retirement journey.

Effective Methods to Cover the Cost of Retirement

Planning for your retirement involves more than just your pension. You may have grand plans for exotic vacations or luxury purchases that require additional savings and investments. And let's not forget the possibility of unexpected emergencies that could arise in the future.

While receiving inheritance would undoubtedly be helpful, it's not something you can depend on. Our retirement planning team will work with you to create a customized plan that meets your unique needs and goals. After all, your retirement should be tailored to the future you envision for yourself.

External Economic Factors That Can Impact Your Living Expenses

Our approach is tailored to your individual circumstances and takes into account factors such as inflation and life expectancy to ensure that your pension income is sufficient. We leverage cash flow tools to help us determine the right level of income for you and explore all options to ensure you achieve your goals. In the event of any potential shortfalls, we are here to help you get your retirement plan back on track.

Have Peace of Mind When It Come to Retirement

Contact us now to speak to an adviser and make the most of your wealth.

Frequently Asked Questions About Retirement Planning

This is something we can help you do, we can ascertain how much you will need in retirement and advise you on how you can achieve that.
This depends on how much you estimate you will need to fund your lifestyle. If you wish to holiday three times a year in Australia you will more than likely need to save more than if you want to caravan in Dorset. Each individuals retirement plan is unique and we can do cash flow modelling to help you understand how much you will need to save for your future plans.
There are a number of factors that can contribute to whether or not you can retire early, we recommend you contact one of our financial advisers today to discuss your early retirement plan.
We will help you plan your retirement and start drawing from your pension as and when you require. This will be something we will work on very closely with you and plan together.
Once you are drawing your state pension, and maybe your other pensions, you can continue to work but we recommend you speaking to one of our advisers about what implications this may have in exceeding income and paying more tax than necessary
There is no set retirement age, and the age you have in mind may not be the age you actually decide to retire as circumstances can change along the way.

You can work out your state pensions age from the government calculator www.gov.uk/state-pension-age.

In relation to taking pension benefits from other pensions, you can take this any age after 55 which will change to 57 from April 2028. This will depend on personal circumstances, how much is in your pension, and how much you wish to live on in retirement – one of our experienced advisers can discuss your retirement requirements in more detail and help you decide on the age you plan to retire and with annual reviews we can adapt your retirement plan annually

Make The Most Out Of Your Wealth, Speak To An Adviser Today.

We would love to hear from you! Please fill out our form and we will be in touch with you.

Alternatively, you can contact us using any of the details on our contact us page.
Voyage Financial Planning, Basepoint, Unit 68, Premier Way, Abbey Park Industrial Estate, Romsey, SO51 9AQ
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Voyage Financial Planning Ltd is an appointed representative of 2plan wealth management Ltd which is authorised and regulated by the Financial Conduct Authority.

Voyage Financial Planning Ltd is entered on the FCA register (www.FCA.org.uk) under no. 992319.

Registered office: C/O Vantage Accounting 1 Cedar Office Park, Cobham Road, Ferndown Industrial Estate, Wimborne, BH21 7SB. Registered in England and Wales Number: 10889785
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