Residential Mortgages

Looking for reliable and affordable residential mortgage advice? Our expert advisers can give you the insight you need to make informed decisions when it comes to loan rates and other important factors.

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Your property may be repossessed if you do not keep up repayments on your mortgage.

At Voyage Financial Planning, we understand that no two journeys are the same. That's why our talented team is committed to providing custom-tailored mortgage advice along the south coast - giving you access to all available options for a secure financial future in retirement. Whether it's from an employee or business owner perspective, trust us at your side and rest assured knowing each unique journey will be accounted for with individualized solutions best suited to satisfy exact requirements and needs.

What is a residential Mortgage?

A residential mortgage is a loan taken out for the purpose of purchasing, constructing, or renovating one's home. This long-term financial solution can help those who dream of owning their own property realize that goal and benefit from an investment in real estate.

We aim to support you as much as we can, from the initial stages by providing you with a Mortgage in Principle, right through to when you to pick up the keys!

We will also help keep you updated with whole buying process, working with your Solicitor and Estate Agent and to help guide the process from start to finish!

Are you looking to buy a new home or refinance your current mortgage?

Get in touch with us today for customized advice tailored to your specific needs and goals.

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Things To Consider When Getting a Mortgage

The state pension is a regular payment, that people can claim when they reach their state pension age. State pension is a payment from the government, and once payment begins it is a secure income for life. Most people are entitled to some state pension, however how much State pension you get depends upon your National Insurance contributions.

Your Budget

Be realistic about how much you can afford to spend on your house to ensure the mortgage is affordable. Remember to allow for furnishings and to budget for any work that may need doing, such as re-flooring or renewing the wiring. You must also consider any additional expenses such as broker fees, conveyancing and stamp duty.

Second Viewing

Don't settle on a property until you've taken the time to really get beneath its surface. Bring along an experienced home buyer so that they can identify any potential pitfalls and help ensure your purchase is as sound as possible.

Research Local Area

Before securing your dream home, take a closer look at all the local amenities that matter to you. Evaluate not only shops and parks nearby, but also consider school catchment areas as properties situated near reputable schools are more likely to be marketable when it comes time for reselling. For an immersive experience of the neighbourhood's atmosphere why not go on a walk or bike ride?

Transport Links

When searching for that perfect home, don't forget to explore the public transport options. Take a moment to review easy-to-access bus routes and train services from nearby stations - all of which can help make your daily commute smoother!

Make The Most Out Of Your Wealth, Speak To An Adviser Today.

We would love to hear from you! Please fill out our form and we will be in touch with you.

Alternatively, you can contact us using any of the details on our contact us page.

02381 102 094

info@voyagefp.co.uk

Voyage Financial Planning, Basepoint, Unit 68, Premier Way, Abbey Park Industrial Estate, Romsey, SO51 9AQ

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