Company Mortgage

Finding the right commercial mortgage loan rate can be a complicated process. Our team of experts are here to provide you with reliable and informed advice, along with strategies tailored to your unique financial goals.
Your property may be repossessed if you do not keep up repayments on your mortgage.
At Voyage Financial Planning can help you navigate the complexities of company mortgages, so you can make informed decisions based on your individual needs. Our advisors have in-depth knowledge of the financial services industry and access to hundreds of lenders, ensuring that you get a mortgage tailored to your specific requirements.

What is a Company Mortgage

A Company mortgage is a loan taken out by a business to finance their operations. The loan can be used to purchase land or buildings or to refinance existing debt. Whatever the loan is acquired for it has to be used for business means only. Below are the types of company loans you can obtain: 

Owner-Occupied Mortgage

Used to purchase a property that will be used by your business to trade from. 
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Commercial Investment

Used to buy a property as investment which you are planning to rent out. 
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The Easy Way To Grow Your Business

Contact us now to speak to an adviser to get clued up on company mortgages

Owner-Occupied Mortgage

A Company Owner-Occupied Mortgage is a form of financing for businesses who need to purchase a building or land that they intend to use and occupy as their business premises. These mortgages are typically long-term loans, with terms of up to 25 years, that offer competitive rates and low down payment requirements. The loan can be used to purchase the property and can also include funds for renovations, repairs, and upgrades. With an Owner-Occupied Mortgage, businesses benefit from having a fixed rate on their payments throughout the life of the loan and the ability to claim certain tax deductions

Commercial Investment Mortgage

A Commercial Investment Mortgage is a form of financing used by business owners and investors to purchase or refinance commercial real estate. These loans offer flexible terms, competitive interest rates, and the potential for tax savings. The loan can be used for a variety of investments including multi-family dwellings, office buildings, and retail spaces. Commercial Investment Mortgages are usually secured against the property being purchased and generally require down payments of at least 20%. The terms are typically five to thirty years depending on the specific project needs.

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Voyage Financial Planning Ltd is an appointed representative of 2plan wealth management Ltd which is authorised and regulated by the Financial Conduct Authority.

Voyage Financial Planning Ltd is entered on the FCA register (www.FCA.org.uk) under no. 992319.

Registered office: C/O Vantage Accounting 1 Cedar Office Park, Cobham Road, Ferndown Industrial Estate, Wimborne, BH21 7SB. Registered in England and Wales Number: 10889785
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